232 S. Outfield Way, Meridian ID

🎇 SOLD  –  NEW YEAR, NEW HOME!

Just in time for the new year, this beautiful, updated Meridian home will be available in January. A Meridian home with a 3 car garage under 210k is hard to get a hold of right now, so don’t miss out! New light fixtures through-out, fresh paint, granite counters, beautiful landscaping and more….. Call me today to get on the list! 208-996-6507

See all the pictures at http://clayton.boiserealestatesearch.com/property/75-98643038-232-S-Outfield-Way-Meridian-ID-83642

Improve Your Credit Score

Three Simple Steps to Raise Your Credit Score

Your personal or business credit scores can be increased by following this basic three-step approach. Credit is all about painting a positive picture… it doesn’t have to be complicated. Aside from the obvious step of paying your bills early and on time, there are a number of other things that can be done to improve your credit.

Here’s the simple path to positive credit scores for both business AND personal credit:

 

1. If there are any errors or incorrect negative reporting, take the steps necessary to fix them.

A lot of people think they are stuck with bad credit. Even victims of identity theft often give up on fixing their credit when they meet resistance from the consumer credit bureaus. If there are errors or incorrect reporting on your credit reports, you have every right to take the steps necessary to correct them.

 

2. Don’t close accounts that are in good standing.

A lot of times, when a person decides they want to “take better care of their credit”, the first thing they do is call all of their credit card companies and close all of their accounts. This of course backfires, and results in their credit score dropping. This applies to both business credit and personal credit: the more positive history you have, and the more positive accounts you have open, the better your credit scores will be.

 

3. Manage your debt.

Your debt to available credit ratio (for consumer credit) and your debt to assets ratio (for business credit) are key numbers for determining your credit scores. Keep your debt as low as possible, and don’t max out credit cards or other available credit resources. Use credit wisely and sparingly, and you’ll help paint a positive picture for credit scoring and credit approval purposes.

 

Is there more to managing credit than these three things? Sure. But the basics are very simple, and if you can manage the basics well your credit score cannot help but improve over the long haul. So take good care of your credit, so your credit can take good care of you!