Buyer Tips

1. Get pre-approved! Being pre-approved gives you buying power because when your offer is submitted, the seller knows you already qualify to buy their home. This also gives you an idea of what you can afford. These things save everybody time and effort by not wasting time on homes out of your price range.

2. Don't move money around! It is critical to keep your spending to a minimum during the home buying process. Big deposit/withdrawals should be avoided for approximately 3 to 6 months before buying a home. Lenders will look deep into your finances. A change in your credit score, big purchases or deposits without a known source will throw red flags for the lender and can cause problems for you while trying to get a loan.

3.) Make a list! Make a list seperating your wants and needs, perhaps make a check list. This will help you look logicly and not emotionally at a home to decide where it meets all your needs.

4. Know what you can change! Know what things you can change (e.g. paint color, flooring or landscaping) and know what you cannot change (e.g. the view or location of the home). Don't discard a house just because you don't like the colors or the capret is dirty and don't choose a house because it has the best colors or is just clean.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Broker: Brett Hughes
office phone 888-506-2234
660 E. Franklin Rd, Suite #220
Meridian, ID 83642

 

Clayton Clark

(208) 996-6507

@FastAgentNow
 
 

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